Stop Dreaming of Your Perfect Home and Build it

Construction loans don't have to be complicated. Talk to one of our experienced Loan Officers about your options.

The Lowdown on Construction Loans...


We’ll shop for the best rates while you shop for countertops.

We have programs that are designed for manufactured, modular, and stick-built housing. Programs that offer all-in-one financing options for construction, lot purchase, and permanent mortgage funding with one closing.

Did you know, FHA construction loans require just 3.5% down and VA loans, 0% down!!!!

■ Zero payments due from borrower during construction
■ No re-qualification once construction is complete
■ Single closing reduces total costs
■ Realtor commission generally paid-in-full at closing (prior to
construction commencing)


Here’s how the loan process works:

  • Complete our simple Construction Loan Form 
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

When you choose Equity Home Mortgage you are:

1. Supporting small business
2. Shopping local
3. Backing a Veteran owned company
4. Receiving a price match guarantee

We are here to earn your business the right way.

LOAN COMMITMENT: This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over life of loan. Reduction in payments may reflect longer loan term. Terms of the loan may be subject to payment of points and fees by the applicant. Equity Home Mortgage is an Equal Housing Lender NMLS# 1826635

Get Your FREE Loan Quote Now!